Live in Metro Manila · Jakarta next

Finally.
Your gig income,
verified.

You earn every day — digitally, verifiably. Yet to a landlord or a lender, you're invisible. Pikkos turns your earnings across Grab, Gojek, Lalamove and ShopeeFood into one verified financial identity you actually own.

Aggregates your earnings from
GrabGojekLalamoveShopeeFood
01 — THE LADDER
Bronze
Self-reported · 90 seconds, no documents

Start in under 90 seconds with your phone number. Tell Pikkos what you earn, pick your platforms, and your Passport is issued. No bank account, no payslip, no selfie — just a financial identity that begins the moment you do.

Passport IDWeekly earnings tracker
02 — THE LADDER
Silver
Screenshot-verified · 3 taps via on-device OCR

Screenshot your earnings inside Grab, share it to Pikkos, confirm the figure. Verification runs on your phone — the image never leaves it. Silver is the level informal landlords and microlenders trust.

QR sharingInformal landlordsMicroloans
03 — THE LADDER
Gold
Bank-verified · GCash linkage under BSP Open Finance

Link your GCash or Maya wallet with consent under the Philippines' Open Finance framework. Now your income is bank-grade — the verification level lenders weight highest, and the one they pay to query.

Signed PDF certificateFormal lendersBetter loan rates
04 — THE LADDER
Platinum
Fully verified · multi-platform, continuous history

Months of consistent, cross-platform earnings, continuously verified. Platinum is the long game — 18 months of history no platform can take from you, and a passport that opens housing, credit and insurance anywhere.

InsurersExportable credentialsPortable for life
VERIFICATION/BRONZE
The invisible economy

Grab knows exactly what you earn. It will never tell your landlord, your lender, or your insurer. Pikkos makes that proof yours.

Commission opacity isn't an oversight — it's a business model. Your income lives inside a platform that has every reason to keep it locked away. With the Grab–GoTo merger forming a near-monopoly, that dependency is only deepening. Pikkos is the layer underneath: the financial identity no platform can switch off.

0M

gig delivery riders across Southeast Asia — earning daily, yet financially invisible.

0%

of SEA ride-hailing controlled by one entity after the Grab–GoTo merger. One gatekeeper for income data.

$0.0B

loan book held by the same gatekeeper — a direct incentive to control who gets credit.

How it works

Four platforms. Four taps. One income that's truly yours.

Grab₱6,920 / mo
Gojek₱4,610 / mo
Lalamove₱3,790 / mo
ShopeeFood₱3,130 / mo
Net monthly
₱18,450
Verified
01

Track every shift

Net take-home after fuel and commission — not the gross number the app shows you. Works offline on cached data when your signal drops mid-ride.

02

Verify on your terms

Screenshot OCR runs on-device; wallet linkage uses regulated Open Finance consent. You choose how far up the ladder to climb.

03

Share in 20 seconds

A QR a landlord scans from a WhatsApp message, or a signed PDF certificate for a formal application. Your name, your number, nothing they don't need.

Good morningJuan 👋
P · PIKK-0917-1234Bronze
Monthly net income
₱18,450
Progress to Silver₱18,450 / ₱25,000
This week's earnings
G
Grab
Gross ₱4,820
₱3,856
Gj
Gojek
Gross ₱3,210
₱2,568
Your Passport
Juan · ₱18,450/mo
Bronze · valid until 18 Sep 2026
Verified by Pikkos
The moment that matters

"She scans a QR from my message, sees a green verified badge, and trusts it. Twenty seconds. No app, no account, no waiting."

— the experience Pikkos is built around: a landlord verifying a rider's income without downloading anything.

Instant QR check

A scannable card with your income, level and expiry. No surname, no phone number exposed.

Signed certificate

A digitally-signed PDF income certificate for formal rental and loan applications.

On-device privacy

OCR verification runs on your phone. Your screenshots never touch a server.

Works offline

Your earnings dashboard and QR keep working on cached data when your signal drops.

For partners & lenders

The only verified source of gig-worker income in the region.

Every backlog of unverifiable applications is revenue you reject or ops cost you eat. Query a real-time, consent-based income figure inside your existing decisioning flow.

Pikkos Verification API

The verification level — Silver, Gold or Platinum — tells you exactly how much weight to give the income figure. Bank-grade data on a population no bureau can currently see.

Lenders & banks

Underwrite the gig segment you currently can't. Verified income replaces the payslip riders will never have.

Landlords

Verify an applicant's income from a QR in 20 seconds. No account, no app, no chasing payslips.

Insurers & bureaus

An exclusive, structured income signal for a market segment with zero existing credit data.

$2.50$6.00
per query for a Gold-verified rider — priced to the confidence level.
< 2s
response time — fits inside your existing loan-decisioning flow.
// GET /v1/passport/PIKK-0917-1234
{
  "rider": "Juan D.",
  "level": "GOLD",
  "net_monthly": "PHP 24,800",
  "verified": true,
  "confidence": "bank-linked"
}
Pricing

The Passport is free. It always will be.

Building your financial identity should never cost the rider who needs it most. You only pay when you ask Pikkos to produce a formal document — and partners cover the rest.

Rider
Passport
Free

Bronze through Platinum. Track, verify and share — forever.

  • Earnings across all platforms
  • QR sharing
  • On-device verification
Get the app
Most popular
Premium
$2.99/month

For riders going deeper — advanced insight and unlimited documents.

  • Advanced earnings analytics
  • Gold verification priority
  • Unlimited PDF certificates
Start Premium
Rider
PDF Income Certificate
₱49–₱99 each

Pay-per-document for a formal rental, loan or employer submission.

  • Digitally signed & dated
  • QR to live verification
  • No subscription needed
Generate one

Stop riding
financially invisible.

Your earnings are real. Now make them count — for an apartment, a loan, a future no platform controls. Build your Pikkos Passport in under 90 seconds.

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